FOR NEW AND USED EUROPEAN VEHICLES VALUED OVER $50,000.

  • New For Old – The Platinum Euro Insurance Policy will replace your car with a brand new model of the same make and specification (or nearest equivalent), subject only to availability in New Zealand, if it is written off in an accident, or stolen and not recovered, while less than three years old from the date of its first registration, and having travelled less than 45,000 kms. This is a significant benefit considering the depreciation of new cars.
  • Genuine Manufacturers’ Parts – the integrity and value of your investment is protected by our commitment to uphold the vehicle warranty, by using only genuine manufacturers’ parts for restoration of your vehicle after an accident.
  • No Claim Bonus – If you have remained claim free over the last 5 consecutive years of insuring your vehicle, or a previous or similar vehicle, for comprehensive cover with us or another insurance company, we will not reduce your claim free recognition under this policy as long as you do not make more than one claim in any one period of insurance
  • No Claim Bonus Status of the insured driver is acknowledged.
  • No Blame Bonus – no excess and no claim bonus not affected if accident not your fault and the third party driver is known.
  • Automatic Reinstatement – of your no claims bonus if you have a non-at fault accident.
  • Both Private and Business Use – seamless cover for both private and business use.
  • Track & Training Days – are promoted and covered under the policy subject to our prior approval a week before for any event. Check detail required with us before planning any track day as conditions apply.  Learn more.
  • Rental Cars – recognising that our clients are busy people, the Platinum Euro Insurance Policy will provide a rental vehicle and rental costs are covered up to $5,000 per 12 months.
  • $20 Million Third Party Damage Cover – maximum legal liability for loss to someone else’s property arising from an accident involving the insured’s vehicle.
  • $20 Million Third Party Injury Cover – maximum legal liability for bodily injury arising from an accident involving the insured’s vehicle.
  • Additional Costs – as accidents normally occur at inconvenient times, the Platinum Euro Insurance Policy will cover the costs of salvage, alternative transport or overnight accommodation up to a limit of $5,000.
  • Agreed Value – used vehicles are covered for the purchase cost for 12 months if insured for the cost of purchase.
  • 2nd Car Discounts – available on request, subject to meeting the same Platinum Euro criteria.
  • Keys and Locks – The Platinum Euro Insurance Policy can save you precious time by covering the replacement of keys and lock recoding up to $2,500 ($250 excess).
  • $10,000 Accidental Death Cover – for the policyholder if death occurs as a result of an accident whilst driving the insured vehicle, regardless of any other life insurance you may hold.
  • Trauma Cover – to provide professional counseling for the insured, their partner, family and/or other passengers if required after an injury accident and a valid claim, up to a sum of $2,000.
  • Disability Modifications – if permanent disability results from an accident requiring modifications to the vehicle, reasonable costs may be met up to $10,000 for any one accident  but conditions apply.
  • Trailer Cover – attached or not – for loss up to $5,000 ($250 excess).
  • No, No Claims Bonus change for windscreens, window glass or sunroof breakages but excludes headlights.
  • Automatic Uninsured Motor Extension for up to $3,000 impact damage.
  • Roadside Assist – 24 x 7 optional extra if not available through your dealer.
  • Hired Vehicles – If insured hires a vehicle in New Zealand and does not arrange separate insurance cover then the Platinum Euro Insurance Policy will cover loss of the hired vehicle up to $100,000 and up to $50,000 for consequential losses.(see policy for details).

CONDITIONS MAY APPLY  – (See policy for full wording)